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Hello,
Housing affordability is never far from the news headlines. In these times of economic uncertainty, buying, owning and selling a home presents some unique challenges. In this issue we look at these challenges, including the factors that influence housing affordability and what the government is doing to help more people into home ownership.
If you decide it's the right time to sell, we provide some tips for making your home the best on the block in our article 'Going, Going, Gone ... at the right price'. We also help property investors maximise their tax deductions in our last article 'Tax Returns for Investors'.
Every cloud has a silver lining, and we hope these articles demonstrate there is hope amidst the housing gloom. We urge you to contact us should you need personal advice about the best course of action for your financial situation.
Enjoy this newsletter and feel free to share it with family and friends.
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Level 7, 44 Miller Street
North Sydney NSW 2060| Tel: | (02) 9955 0090 | | Fax: | (02) 9955 4021 |
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Borrow Through Super
Investing your superannuation in direct property could now be an option in your retirement strategy, thanks to recent changes to the laws governing self-managed superannuation funds.The changes provide an opportunity for a self managed super fund (SMSF) to borrow money to acquire a beneficial interest in an asset, i.e., property.
Read More >>
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Going, Going, Gone . . . at the right price
When selling your home, the difference between making a disappointing return or earning a tidy fortune can be as simple as knowing how to stand out from the crowd.Property figures show the number of homes being put up for sale is on the increase, yet potential buyers are staying away from the market due to concerns about rising interest rates.
Read More >>
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The Price of Housing
Buying a home in an Australian city could cost you more than it does in London or New York. That's the surprising finding of a recent study of international housing affordability by American public policy consultancy, Demographia.From the 227 cities throughout the world surveyed, 18 Australian cities were ranked in the top 50 of severely unaffordable markets.
Read More >>
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Tax Return Time for Investors
With tax return time getting closer, there is no better time to tidy up the office, organise all your receipts and start looking for all your allowable deductions for your investment property. If you are due a tax refund, getting organised before the end of June may mean you could have your tax cheque in your hand before the end of July.
Read More >>
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Mortgage & Finance Association of Australia
We are members of the MFAA, the peak industry body. All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.
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About Us
PAX Mortgages was established in 2002 by Duncan Johnston. Duncan has spent his entire career in the banking and finance industry, having spent 12 years at the Commonwealth Bank working with all aspects of consumer and commercial lending solutions. Duncan's last role at the Commonwealth Bank was as a Senior Relationship Executive where he managed a portfolio of private clients requiring lending facilities of up to $20 million.
No two loans are the same. Duncan's experience gives him the capability to offer you the best advice and tailor a mortgage solution for your individual needs.
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.
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