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Hello,
As the year comes to a close, its time to reflect on how lucky we are to have survived the global financial crisis and be in a position to share Christmas with loved ones.
We look at how you can enjoy the festive season without putting yourself into debt - article 2 - and how to give from the heart, not just the wallet - article 4.
In article 3 you will find practical advice about overcoming the fear of risk and taking the first step towards home ownership.
Enjoy this newsletter and feel free to pass it on to family and friends.
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Level 7, 44 Miller Street
North Sydney NSW 2060| Tel: | (02) 9955 0090 | | Fax: | (02) 9955 4021 |
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Cheaper to buy or rent?
Buying property is becoming cheaper than renting in many suburbs across Australia, according to research by property pricing specialist RP Data. It was found that in 94 metropolitan and regional suburbs, the monthly cost of rental outstrips the monthly mortgage repayment on both houses and units.
Read More >>
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Clear of Christmas debt
If ever there was a popular time to go into debt, Christmas is the choice of many. According to a Reserve Bank report, Australians have more than $1.9 trillion in outstanding debt, 61 per cent of which is made up of consumer debt. The festive season may well blow-out this already inflated figure unless we fast reign-in our spending.
Read More >>
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Seize the Day
You have been thinking about buying a property for some time, but you cannot bring yourself to take the first step. Although you know the benefits it will bring, you keep putting your decision off because you are afraid of the risks involved.
Read More >>
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The Gift of Giving
Many of us spend a fortune on gifts at Christmas but ignore one of the most simple and effective ways to renew the true spirit of the festive season - to give without expecting anything in return.Find out what you can do and give a little this festive season.
Read More >>
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Mortgage & Finance Association of Australia
We are members of the MFAA, the peak industry body. All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.
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About Us
PAX Mortgages was established in 2002 by Duncan Johnston. Duncan has spent his entire career in the banking and finance industry, having spent 12 years at the Commonwealth Bank working with all aspects of consumer and commercial lending solutions. Duncan's last role at the Commonwealth Bank was as a Senior Relationship Executive where he managed a portfolio of private clients requiring lending facilities of up to $20 million.
No two loans are the same. Duncan's experience gives him the capability to offer you the best advice and tailor a mortgage solution for your individual needs.
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.
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